I have included a number of papers which should be seen as the primary references. You are then free, indeed encouraged, to find other related sources that deal with this issue and summarize their findings. Please make sure that all sources are properly credited and referenced. I would suggest that after a general introduction and summary you focus on a particular aspect of the topic in order to gain in-depth understanding. This assignment should provide you with insights into how the modern banking system works and its strengths and weaknesses. This issue continues to be of contemporary relevance as the 2008 financial crisis has had a major effect on banking regulation, and a good understanding of the modern banking system could make you more attractive to prospective employers.
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